Financial problems is like a back door killer in marriage. It kills the happy moments little by little like diabetes in your veins. It is for this reason that man and women should wary away from financial problems especially when they are already married. These are the things that you should do to avoid this problem effortlessly.
Save as much as you can. Before enumerating your expenses after getting your salary, first leave a portion to your savings. It is always best to have a couple bank accounts so that the two of you can save up together. Make sure that you have saved enough and that what you have saved is 30 percent of your basic salary. This may be a lot but it will be helpful during the rainy seasons.
Make a shopping or a bills list always. One of the major mishaps in budgeting is not have a list. A list always makes magic especially if you already know the prices of the major assets and liabilities. List down needs first and then next would be the less needed and the wants. Some of the things that the household really needs are the basic, food, water and shelter. Priorities your food and water and your rent (if applicable) and then you start listing your needs like bathing soap and shampoo.
Make sure you pay yourself for a good job done. Most partners leave out the idea that good vibes invite good omens and luck. After the working too much, it is best that you spend a date together even if it meant shedding money for it. Being romantic and in love can be a good omen of financially productivity.
Never use credit cards or loan too much Sometimes, it is okay to use your credit card but never use it as often as 3 times in a month. Sad to say but credit cards make a person poor by acquiring him too many debts. This is the same as with having a lot of loans especially housing loans where you ask money from the bank to pay for your house. This kind of loan will eat your savings in the future so never try it.
Lastly, be contented. A person is financially contented if he or she accepts fate and not want more than what is available. Do not waste money on things you do not need simply because you want something your friend has. Instead, keep your money in the savings account for the future.
Save as much as you can. Before enumerating your expenses after getting your salary, first leave a portion to your savings. It is always best to have a couple bank accounts so that the two of you can save up together. Make sure that you have saved enough and that what you have saved is 30 percent of your basic salary. This may be a lot but it will be helpful during the rainy seasons.
Make a shopping or a bills list always. One of the major mishaps in budgeting is not have a list. A list always makes magic especially if you already know the prices of the major assets and liabilities. List down needs first and then next would be the less needed and the wants. Some of the things that the household really needs are the basic, food, water and shelter. Priorities your food and water and your rent (if applicable) and then you start listing your needs like bathing soap and shampoo.
Make sure you pay yourself for a good job done. Most partners leave out the idea that good vibes invite good omens and luck. After the working too much, it is best that you spend a date together even if it meant shedding money for it. Being romantic and in love can be a good omen of financially productivity.
Never use credit cards or loan too much Sometimes, it is okay to use your credit card but never use it as often as 3 times in a month. Sad to say but credit cards make a person poor by acquiring him too many debts. This is the same as with having a lot of loans especially housing loans where you ask money from the bank to pay for your house. This kind of loan will eat your savings in the future so never try it.
Lastly, be contented. A person is financially contented if he or she accepts fate and not want more than what is available. Do not waste money on things you do not need simply because you want something your friend has. Instead, keep your money in the savings account for the future.
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